10200 S Artesian Ave Chicago, IL 60655
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About this home
Welcome to your dream home in one of Chicago's most beloved and picturesque neighborhoods - Beverly! Refreshed with new paint, custom light fixtures, new quartz countertops in the kitchen, and new carpet! Tucked away at the end of a quiet cul-de-sac on a wide corner lot, this classic single-family residence offers the perfect blend of city living with a suburban feel. With its charming wrap-around porch, attached two-car garage, and unbeatable location adjacent to a scenic park, this home truly checks every box - it's a rare gem in a sought-after community. Step inside to be greeted by a grand winding staircase that anchors the elegant entryway. Flanking either side are a formal dining room and a formal living room either of which could be used as versatile office/den space, ideal for today's work-from-home lifestyle or for hosting family gatherings. The heart of the home is the spacious, open-concept kitchen featuring stainless steel appliances, a full-size island, quartz countertops, ample maple cabinetry, a walk-in pantry, and generous countertop space - a chef's dream. The kitchen flows seamlessly into the sun-filled breakfast area and an expansive family room with access to the side porch, making it the ultimate space for entertaining and everyday living. Upstairs, you'll find four generously sized bedrooms, including a luxurious primary suite complete with tray ceilings, a large walk-in closet, and a spa-like en suite bathroom with a double vanity, whirlpool tub, and separate shower - the perfect retreat after a long day. The fully finished basement expands your living space even further, offering a massive recreation room, a fifth bedroom, a full bathroom, a full-size laundry room, and a large utility/storage area. Outside, enjoy being just steps away from a serene park equipped with walking paths, tennis courts, and a baseball field - ideal for an active lifestyle or simply enjoying nature close to home. This is more than just a house - it's a lifestyle. A home like this in Beverly doesn't come along often. Welcome home.
Source: MRED #12493658
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.