10202 Willowbrook Dr Berlin, MD 21811
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About this home
Welcome to this beautifully maintained single-family home, ideally located on a quiet cul-de-sac in one of Berlin's most convenient and desirable neighborhoods. Set on a generous one-acre lot and backing to a protected forest conservation area, this property offers the ultimate blend of privacy, natural beauty, and everyday convenience—just minutes from the area's schools, grocery stores, gas stations, and fitness centers and more. Only 15 years young, this home boasts a thoughtfully designed floor plan and quality finishes throughout. The spacious kitchen features upgraded 42-inch cabinetry, stainless steel appliances, and plenty of storage. Cozy up around the gas fireplace in the living room or enjoy the peaceful views from the large deck—perfect for entertaining or relaxing with family. The primary suite offers not only a spacious area to relax and unwind, but also provides extra space for other options as well as, an oversized walk in closet and ensuite bathroom equipped with a large soaking tub. Additional highlights include a tankless hot water heater, second-floor laundry for added convenience, a large attic for storage, and a newer asphalt driveway. With forest land that will never be developed right in your backyard, this home truly offers a rare combination of seclusion and accessibility. Don’t miss this opportunity to own a home in a location that offers both lifestyle and long-term value.
Source: BRIGHT #MDWO2032398
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.