10204 Tranquil Ln Odessa, FL 33556
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About this home
**Stunning Renovated Home on Spacious Lot!** When ordinary just won’t do. This COMPLETELY RENOVATED residence was designed with meticulous attention to detail by a Professional Interior Designer. Nestled on a serene street in a quiet neighborhood, you will enjoy the convenience of SINGLE LEVEL living with the luxury of a TURN KEY home. Every detail has been considered, from ALL NEW DOORS and WINDOWS to FRESH FLOORING and PAINT inside and out. Enjoy modern conveniences with New Light Fixtures and a cozy FIREPLACE that adds warmth to the living area. Everything is BRAND NEW!! Step inside to discover a GORGEOUS NEW KITCHEN that is both functional and beautiful, boasting Upgraded APPLIANCES, a gorgeous RANGE HOOD, a convenient DRAWER MICROWAVE, and sleek new cabinets topped with stunning LAZA QUARTZ countertops. The expansive center island is perfect for meal prep and entertaining. The home offers a thoughtfully designed SPLIT BEDROOM plan, with a Master Suite that includes a stunning bathroom and a large CLOSET equipped with BUILT-INS for optimal organization. The secondary bedrooms are also generously sized, providing plenty of space for family or guests.Step outside to your private paradise featuring a GORGEOUS POOL and SPA, ideal for relaxation and entertaining. The SCREENED LANAI and elegant BRICK PAVERS create an inviting space for outdoor gatherings. The mature landscaping adds to the charm and privacy of your outdoor oasis. Say “Good-bye!” to your strict HOA! This property features a huge lot with ample space for parking a boat or RV. There is even plenty of room to build a large detached garage if desired. This home has SUBSTANCE in addition to SIZZLE. Brand new well pump. Brand new water conditioning system. And with $30K worth of SOLAR PANELS recently installed, you will enjoy significant ENERGY SAVINGS —the last monthly electric bill was just $13! This beautiful POOL HOME is a rare find and is ready to welcome you. Don't miss the opportunity to make it yours!
Source: STELLAR #TB8436697
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.