1021 Warner Rdg Argyle, TX 76226
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About this home
Rare find in Northlake! Tucked in a quiet cul-de-sac within the coveted Argyle ISD, this move-in ready home also offers a unique opportunity; an assumable VA loan for qualified veterans = HUGE savings with a lower interest rate! This stunning north-facing home offers 4 bedrooms, 4.5 baths, and an inviting open layout designed for modern living. At the heart of the home, a spacious gathering room flows seamlessly into the chefs kitchen, complete with an oversized island, gas cooktop, stainless steel appliances, built-in double ovens, and a bright breakfast nook drenched in natural light—ideal for both everyday living and entertaining. The first-floor primary suite is a true retreat, featuring room for a sitting area and a luxurious bath with dual vanities, soaking garden tub, separate shower, and a generous walk-in closet. A second bedroom with a full bath on the main level adds convenience for guests or multigenerational living. Upstairs, enjoy a large game room perfect for movie nights or game day gatherings, along with two additional bedrooms—one with an ensuite bath and the other with its own adjacent full bath. A versatile flex room on the main floor offers endless possibilities for a home office, gym, or playroom. The expansive backyard is a blank canvas ready for your dream outdoor living space. Community amenities are just steps away and include a resort-style pool, splash pad, clubhouse, fitness center, playgrounds, and more. Additional features: full gutters, sprinkler system, tankless water heater, and a whole-house water treatment system. This home combines comfort, flexibility, and location—all within the highly sought-after Argyle schools and convenient access to DFW. Buyers and their agents to verify all information, including loan assumption eligibility.
Source: NTREIS #21007463
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.