10215 Celtic Ash Dr Ruskin, FL 33573
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About this home
One or more photo(s) has been virtually staged. Welcome to Your Dream Home in the Highly Sought-After Belmont Community! Seller is willing to cover up to six (6) months of buyer’s Homeowners Association (HOA) dues with an acceptable offer. This stunning 4-bedroom, 4-bathroom home with a 2-car garage offers the perfect blend of space, comfort, and style. From the moment you arrive, you'll be impressed by the brick paver driveway and well-maintained exterior that provide instant curb appeal. Step inside to a bright, airy interior enhanced by a neutral color palette that complements any décor. The spacious kitchen is a chef’s dream, featuring granite countertops, a large pantry, and stainless-steel appliances—ideal for hosting and everyday living. Enjoy the convenience of an indoor laundry room with ample storage space. The sliding glass doors lead to a fully fenced backyard, perfect for relaxing or entertaining in privacy. The primary suite is a true retreat with a large walk-in closet and a luxurious en-suite bathroom featuring dual vanities, a standalone soaking tub, and a walk-in shower. Upstairs, you’ll find a generous bonus room—ideal for a media room, playroom, or second living space—complete with its own full bathroom. One of the secondary bedrooms also features a private en-suite bath, providing extra comfort and privacy for guests or family members. Located just minutes from shopping, dining, entertainment, and medical facilities, this home truly has it all. Don’t miss your opportunity—schedule your private showing today!
Source: STELLAR #TB8413569
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.