1022 Ashby Grv SW Atlanta, GA 30314
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About this home
Price Improvement! Don’t miss this rare 3-bedroom, 3 full-bathroom home in the historic West End/Ashview Heights neighborhood, offering a floor plan that is perfectly suited for roommates, students, or single-family living. Each bedroom features its own adjacent full bathroom, a highly sought-after design that makes the property ideal for student housing, co-living arrangements, or a roommate plan, while also providing the privacy and convenience that families value. The en suite primary bedroom includes a spacious closet and decorative fireplace, adding both comfort and charm. At the heart of the home, the expansive kitchen combines style and functionality with stainless steel appliances, solid countertops, abundant cabinetry, and generous space that makes it perfect for entertaining. With Morehouse, Spelman, and Clark Atlanta University nearby, along with quick access to the Westside BeltLine, Mercedes-Benz Stadium, and downtown Atlanta, the location offers unmatched convenience and long-term appeal. The large covered front porch creates a welcoming entryway, while the fenced backyard provides ample space for gatherings, gardening, or quiet relaxation. Situated on a corner lot, the property offers additional privacy, curb appeal, and off-street parking. Nearby schools such as M.A. Jones Elementary and Booker T. Washington High, while investors will recognize the strong rental demand supported by the home’s roommate-friendly layout. Whether you are seeking a high-demand rental property or a turnkey residence with modern updates and classic Atlanta charm, this home delivers exceptional versatility in one of the city’s most connected and fastest-growing communities.
Source: FMLS #7651501
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.