10222 Kopplin Rd New Braunfels, TX 78132
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About this home
Welcome to your next chapter-this beautifully maintained one-story ranch style home offers space, privacy, and flexibility in one of the area's most sought-after neighborhoods. Nestled on nearly 1.5 acres filled with mature trees and room to grow, this 3-bedroom, 2.5-bathroom home blends peaceful living with functional design. Inside, you'll find a smart, open layout with dedicated spaces for work and play. A home office offers the perfect setup for remote work, while the separate flex/playroom gives kids or guests their own zone to enjoy. The primary suite is spacious and private, with an en-suite bath and walk-in closet. The kitchen opens to a cozy family room, making it ideal for everyday living or entertaining. Step outside to enjoy the enclosed patio or the shade from numerous trees. Whether you want to add a pool, build a workshop, or just soak in the natural setting, you've got the land for it. Plenty of space. Plenty of trees. Endless potential. Located in a quiet, well-established neighborhood that is conveniently nestled off of 1863 and Schoenthal offering easy access to 3009, I-35, and 281. Gorgeous, gated community with tree lined private roads with an amenities center complete with pool, playground, clubhouse, basketball and tennis courts. You are less than 10 miles from New Braunfels and less than 15 miles to the Cibolo/Schertz area. Highly rated Comal schools. Homes like this don't last. Schedule your showing today. VA assumable loan to qualified Veteran.
Source: SABOR #1890677
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.