10229 Red Currant Ct Riverview, FL 33578
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About this home
One or more photo(s) has been virtually staged. Welcome to this charming 3-bedroom, 2.5-bathroom townhome with a 1 car garage in the gated community of Ventura Bay in Riverview, FL! Offering spacious living areas, large bedrooms, and thoughtful updates throughout, this home is the perfect blend of comfort and style. Step inside to find a beautifully updated kitchen featuring new stainless steel appliances (2025), freshly painted wood cabinetry, a custom tile backsplash, updated countertops, and a new sink and faucet. The open-concept living and dining areas showcase luxury vinyl flooring and lead to an extended set of sliding glass doors that open to a screened, covered lanai—ideal for relaxing or entertaining. A convenient powder room completes the first floor. Upstairs, you’ll find all three bedrooms, two full bathrooms, and a laundry closet with a washer and dryer that convey with the sale of the property. The spacious primary suite offers a private retreat with a dual-sink vanity, updated faucets, wood cabinetry and a soaking tub/shower combo. The secondary bedrooms feature roomy closets and carpeted floors. Enjoy peace of mind with major updates already completed, including a roof (2022), interior and exterior paint (2022), hot water heater (2019), and HVAC system (2018). The garage floor has been repainted and epoxied. Living in Ventura Bay means enjoying resort-style amenities and low-maintenance living. Your HOA fees cover a community pool, building exterior maintenance, building insurance, roof, lawn care (mowing, shrub pruning, irrigation service, fertilization, and plant pest control), water, sewer, and trash removal—making this an easy choice for a busy lifestyle. This move-in ready townhome is ready for its new owners—schedule your showing today!
Source: STELLAR #TB8429561
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.