1023 San Antonio Dr Forney, TX 75126
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About this home
Beautifully installed new landscaping and gutter system for drainage on Oct 29. Move-In Ready 3-Bed, 2-Bath David Weekley Home + Flex Room, Assumable 5.25% VA Loan, Oversized Lot, Near Lake Ray Hubbard. Incredible opportunity! This single-owner home combines quality construction, a low-interest assumable VA loan at 5.25%. Situated on an oversized lot, this 3-bedroom, 2-bath home also features a large flex room that can serve as a home office, media room, man cave, playroom, or 4th bedroom. Designed for comfort and flexibility, it’s ideal for families or anyone needing extra space. Features & Highlights • 10-foot ceilings and open-concept floor plan for bright, airy living • Eat-in kitchen with 42-inch cabinets, abundant counter space, and built-in desk nook • Elegant dining room and flex room with crown molding and two-tone designer paint • Primary suite with double vanity, garden tub, separate shower, Toto bidet toilet, and a huge walk-in closet • Both bathrooms upgraded with Toto bidets for added comfort • Covered front porch and back patio — great for relaxing or entertaining • NEW ROOF recently installed • HVAC replaced ~7 years ago • Foundation certified by a licensed structural engineer Location & Community Just two blocks from the elementary school and community amenities, including a pool, splash pad, playground, and basketball courts. The neighborhood also offers a second pool, soccer fields, and a dog park — great for kids and pets. Conveniently located near Lake Ray Hubbard and minutes from Forney, Heath, and Rockwall, this home offers quick access to shopping, dining, and entertainment. A new Costco is opening nearby in 2026. This move-in ready home has been maintained by its original owner. With an assumable 5.25% VA loan, a new roof, and a certified foundation, it delivers both peace of mind and long-term affordability in a highly desirable neighborhood. Note: Home is not eligible for rental, so please no buy-and-hold investors.
Source: NTREIS #21074196
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.