10235 Carloway Hills Dr Wimauma, FL 33598
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About this home
Welcome to this beautiful and spacious two-story home located in the highly sought-after Ayersworth community in Wimauma, Florida. Boasting 5 bedrooms, 2.5 bathrooms, and 2,881 square feet of living space, this property offers the perfect blend of comfort, functionality, and modern living for families of all sizes. As you enter, you are greeted by an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an inviting space for both daily living and entertaining. The kitchen is generously sized, featuring all appliances, plenty of cabinetry, and a large countertop area that makes cooking and gatherings a joy. The primary suite is conveniently located on the first floor, offering privacy and comfort with a spacious walk-in closet and a private en-suite bathroom. Upstairs, you will find four additional bedrooms, each offering ample space and natural light. One of the upstairs bedrooms also includes its own walk-in closet, providing extra storage and versatility. This home also features a two-car garage, water softener system, a fully fenced backyard, and a private patio, perfect for outdoor dining, relaxation, or family activities. With its thoughtful layout and added upgrades, this property is move-in ready and designed to meet the needs of today’s lifestyle. Living in Ayersworth means enjoying a vibrant community with resort-style amenities, including a clubhouse, swimming pool, fitness center, dog park, playground, and scenic walking trails. It’s an ideal neighborhood for families looking to connect, stay active, and enjoy a true sense of community. Beyond the neighborhood, the location offers incredible convenience. You’ll be close to shopping, dining, schools, medical facilities, and major highways such as US-301 and I-75, making it easy to commute to downtown Tampa, St. Petersburg, MacDill Air Force Base, and the stunning Gulf Coast beaches. Wimauma continues to grow and thrive, making it not only a wonderful place to live but also a smart investment for the future. This home truly has it all—space, comfort, community, and location. Don’t miss the chance to make it yours and experience the best of Florida living in Ayersworth!
Source: STELLAR #TB8417021
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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