1024 Arrowhead Ridge Rd Spruce Pine, NC 28777
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About this home
Escape to Arrowhead Retreat, a breathtaking 4-bedroom, 2-bath mountaintop pavilion-style home on 2.57 high-altitude acres, offering unrivaled panoramic views of misty Blue Ridge Mountains and lush valleys. Nestled just off US Hwy. 19-E between Burnsville and Spruce Pine, NC, this rare gem combines serene privacy with convenient access to the Penland School of Crafts, and vibrant local communities—10 minutes to Spruce Pine, 15 to Burnsville, 50 to Asheville, and 2 hours from Charlotte. UNPARALLELED VIEWS & EXCLUSIVITY: Revel in an 89-mile view-shed, where sunlight and cloud shadows dance across ancient peaks, rivaling the finest Blue Ridge Parkway overlooks. Known as “Elo Gadusi Tsudisdaya” (The Land of Unending Mountains) by the Cherokees, this property offers a front-row seat to nature’s grandeur. With zoning-free land and light deed protections, additional adjoining lots are available to expand your legacy or own the entire mountaintop. ARCHITECTURAL MASTERY & SUSTAINABILITY: Built in 2011 by master craftsman J.R. Simmons, this Deltec®-designed home is engineered for strength and efficiency, using Southern Georgia Yellow Pine and BluWood® framing to resist rot, mold, and termites. Featuring Marvin® double-pane impact windows, James Hardie® siding, and a hurricane-rated roof, it’s built to withstand extreme weather. A 5.7KW solar system by Sundance Power Systems, a Generac® 18KW propane generator, and a 1,500-gallon rainwater collection system with advanced purification ensure sustainable living. Superior Walls® precast concrete foundations and Fiberon® composite decking enhance durability and eco-friendliness. INTERIOR ELEGANCE: Step into an open floor plan with vaulted pickled-pine ceilings, reclaimed antique pine floors, and oversized windows framing ever-changing vistas. The craftsman-style kitchen boasts GE Profile™ appliances, quartz countertops, a curved island, and custom maple cabinetry by local artisan John Pendley. A Bari® soapstone rotating fireplace, meeting 2020 EPA standards, adds warmth and sophistication. The helical staircase, with rope-inlaid handrails and ornate ironwork, leads to a light-filled upper landing. The master suite features dual vanities, a jetted tub, and a walk-in closet, while the lower level offers an entertainment area with a kegerator bar, Bark House® accents, and a Jotul® wood stove. LIFESTYLE & AMENITIES: Enjoy radiant floor heating, ductless hybrid heat/AC, and a whole-house dehumidifier. The lower-level media room, guest bath with a stand-up urinal, and walk-out gravel area elevate entertainment. A scullery/pantry, laundry room, and supersized garage with workshop potential add functionality. Native wildlife and a diverse ecosystem thrive in this National Park-like setting, perfect for families or retreats. YOUR MOUNTAIN LEGACY AWAITS: At 1024 Arrowhead Ridge Road, every drive is scenic, every sunset unforgettable. Leave stress behind and embrace a lifestyle where altitude uplifts your attitude. This is mountain living at its finest—secure, sustainable, and exclusive. Schedule your private tour today to claim your piece of the Eternal Mountains!
Source: CANOPYMLS #4297585
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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