1024 S Mobile St Aurora, CO 80017
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About this home
Step inside this open and airy 3-bedroom, 3-bath floor plan featuring bamboo flooring throughout most of the home and fresh paint throughout with a new neutral wall colors. This home features a brand new water heater, new stairs in the garage, and exterior paint completed in August 2025. The spacious main living area is centered around a cozy fireplace and flows seamlessly into the kitchen, while abundant natural light pours in through energy-efficient triple-pane windows. The fully renovated primary suite is a private retreat with a modern en-suite bathroom and generous walk-in closet. Two additional bedrooms and an updated upstairs bathroom provide flexibility for family, guests, or a home office. Craftsman-style touches, including bay windows and built-in shelving, bring character and warmth to the space. Outdoors, enjoy a large private backyard with a full privacy fence, patio, and a newly installed back fence—perfect for entertaining, gardening, or simply relaxing. The front yard has been xeriscaped for easy, low-maintenance beauty. Rooftop solar panels keep utility bills low, while the unfinished basement offers valuable storage and potential for future expansion. Ideally located just minutes from Buckley Space Force Base with easy access to highways, public transit, and DIA, this home combines convenience with comfort. Seller is open to concessions for flooring or carpeting with an acceptable offer.
Source: RECO #4838781
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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