1025 Aledo Ridge Ct Fort Worth, TX 76108
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About this home
Assumable Loan of 3.125% and NO city tax Welcome to 1025 Aledo Ridge Court – Where Country Charm Meets Modern Living! Only minutes from the newly planned Tiger Woods Designed golf course and the UTA College Westward Expansion. Nestled in a quiet cul-de-sac in the highly sought-after Aledo ISD, this beautiful 4-bedroom, 3-bath home offers the perfect blend of peaceful country living and everyday convenience. With a split-bedroom layout and open concept design with vaulted ceiling, this home was thoughtfully crafted to provide both comfort and function for today’s busy lifestyle. Step inside and you’ll immediately feel the warmth of the spacious living area, designed for gathering and relaxing. The home has electricity appliances and HVAC but it is also plumbed for propane giving the buyer options —a rare and valuable feature! The kitchen flows effortlessly into the family and dining spaces, making entertaining a breeze. Outside, the enormous backyard is a dream come true! Whether you’re imagining a pool, a playground, or even a private baseball diamond, there’s room for it all—and more. It’s the perfect blank canvas for outdoor fun and unforgettable memories. Let's not forget the outdoor entertainment area under the expansive covered patio. This smart home has features controlled by a smart phone such as MyQ garage opener, Ecobee technology controls thermostat, hydro sprinkler system with 24 zones. With no city taxes and quick access to I-20, you’re just minutes from both downtown Fort Worth and Weatherford, yet you’ll enjoy the serenity of true country living. Don’t miss the opportunity to make this special place your forever home. Come see 1025 Aledo Ridge Court and discover why this one checks all the boxes—then get ready to fall in love!
Source: NTREIS #20936740
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.