1026 Autumn Blaze Ln Lawrenceville, GA 30045
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About this home
Welcome to this amazingly beautiful and uniquely designed ranch styled home, nestled in the quiet and well sought after community of The Falls at North Cliff, where comfort meets convenience! This stunning home is so much more than photos could ever capture!! Situated on a large corner lot, surrounded by beautifully landscaped yards and its peaceful wonders of nature! Offering a spectacular, unobstructed “sip & see” front porch and a cozy-covered back porch, where the inside meets the outside! This spacious, inviting and airy floor plan is perfectly suited for both relaxing and entertaining!! Its abundance of natural sunlight is soothing to any soul - a perfect sanctuary for all to share! Step inside to find a large & opened concept kitchen, sunroom and living spaces! An oversized primary suite on the main level, all designed for true comfort! A conveniently shared bathroom connecting two spacious secondary bedrooms. An additional upstairs suite, perfect for in-laws, guests, or a private retreat. Whether you're hosting large family gatherings or simply enjoying a peaceful evening (inside or out), this home offers the space and layout to make it all easy and “OH” so pleasing to be home! This is a showstopper! Its community features swim, tennis and a playground! It’s truly home sweet home!!!!
Source: FMLS #7622484
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.