10263 Shadowy Dusk Schertz, TX 78154
Your savings
About this home
Wow, this immaculate LENNAR home is in like-new condition and is beautiful inside & out! Inside you will find all the builder upgrades with additional bells and whistles to live in style! The soaring ceilings up & down, with an abundance of windows make this home open and stately. The inviting great room has built in cabinetry with shelving. The kitchen with it's impressive island, espresso cabinetry, gas cooking, and expansive pantry is sure to please! The dining area can fit the largest of tables for multiple guests! The additional living space upstairs has unending uses! All of the spaces and rooms are extremely generous, and the additional room downstairs with a closet can be used as an office/etc, or a 5th bedroom. The garage is a show stopper as well, with the epoxy flooring, ample overhead storage, and painted walls! Outdoor you will find a relaxing setting to sit back and watch the kids play, or grill with friends. Great location for the schools, military bases, and shopping at The Forum & IKEA! Close proximity to New Braunfels, Gruene, River Road and Canyon Lake! This home has an assumable VA loan with a low interest rate if this persuades more! Make this one yours today!
Source: SABOR #1889319
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.