10296 Norfolk St Commerce City, CO 80022
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About this home
Welcome to 10296 Norfolk Street, a beautifully maintained ranch-style home located on a spacious corner lot in the desirable Buckley Ranch neighborhood. This home offers over 3,500 square feet of finished living space with 4 generously sized bedrooms and 4 bathrooms. The open-concept main level features a stunning kitchen with a gas range, double ovens, a huge island with plenty of seating and workspace, and a convenient butler's pantry that provides additional storage and prep space. The layout flows effortlessly into the dining and living areas, creating a perfect environment for both daily living and entertaining. The primary suite is a true retreat, complete with a walk-in closet and a luxurious five-piece bathroom. A private guest suite on the main level adds comfort and flexibility for visitors or multigenerational living. The finished basement expands your options with a large screen and projector included with the home, making it an ideal space for movie nights and hosting friends and family. Step outside to enjoy a beautifully landscaped and fenced backyard, where a state of the art hot tub awaits. The home is located directly across from the protected Second Creek Open Space, offering permanent, unobstructed views of the mountains with the peace of mind that nothing will ever be built to block them. Additionally, the home has been pre-wired for an electric vehicle charging station, providing added convenience and sustainability. With its thoughtful upgrades, spacious layout, and one of the best view corridors in the area, this home is a rare find that combines comfort, functionality, and natural beauty. Check out the virtual tour: https://media.showingtimeplus.com/videos/01988330-c15a-7160-949c-0121c306d01d Back on the market at no fault of seller, contingent buyer could not get their property under contract.
Source: RECO #4684409
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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