103 Cheyenne Ridge Trl Campobello, SC 29322
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About this home
MOTIVATED SELLER! Close to Greer, Lyman, Inman, Greenville and Spartanburg! Just what you have been looking for, A beautiful, updated family home with plenty of room to roam! This home offers 3Br 2 baths and a large flex room that is perfect for home office, playroom or any extra space needed. Step inside this warm and inviting home and see the large open great room, updated white kitchen with newer appliances and newer counter tops. There is an open dining area that overlooks the beautiful back yard and large newer deck with Rubbermaid floor covering. This home is on a large corner lot with an established manicure lawn, 3 outbuildings (with electric) that are perfect for storage. The newer deck is a great spot for entertaining or enjoying the great outdoors. Also, there is a nice outdoor fire pit for relaxing in the evenings. The Split bedroom floor plan and updated kitchen and baths are a plus. Beautiful wood floors in the great room and kitchen and the 2nd bathroom was just updated with new floors, new light fixture with blue tooth, and a new vanity. Home has a walk in laundry room and there is plenty of storage in the walk in pantry. If you are looking for a nice rural country setting and convenience, this is it! This is a smaller one street neighborhood that is convenient to everything. This home shows great and is in move in ready condition. Hurry and take a look! Room sizes are estimated, if square feet are important buyer to measure.
Source: GREENVILLESC #1557758
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.