103 Hawthorne Cir Lagrange, GA 30240
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About this home
Discover your perfect retreat in this charming three-bedroom, two-bathroom home nestled in a quiet and peaceful LaGrange community. This inviting property offers an ideal blend of comfort and recreation, making it perfect for families seeking both relaxation and entertainment. The home features a thoughtfully designed floor plan with a spacious family room and separate living room, providing plenty of space for daily living and hosting guests. The heart of the home flows seamlessly, creating an atmosphere that welcomes both intimate family moments and lively gatherings. Step outside to your private oasis, where a sparkling in-ground pool takes center stage in a beautifully fenced yard. The screened back porch offers the perfect spot for morning coffee or evening unwinding, while mature oak trees provide natural shade and character to the landscape. This outdoor space truly shines as a highlight of the property. The home's solid construction quality is evident throughout, offering peace of mind for years to come. Convenient parking accommodates your vehicles with ease, while the generous lot size provides room for outdoor activities and potential expansion. Location couldn't be better - you'll enjoy being just minutes from the recreational opportunities at West Point Lake, yet conveniently positioned near shopping, dining, and other everyday necessities. The neighborhood strikes that sweet spot between tranquil living and accessibility. With its abundant curb appeal and well-maintained appearance, this home presents beautifully from the street. Whether you're drawn to the outdoor amenities, the practical floor plan, or the desirable location, this property offers exceptional value in today's market.
Source: GAMLS #10624472
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.