103 Hilo Ct Carrollton, GA 30116
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About this home
Nestled in the cul-de-sac of Mountain Creek subdivision, this 3 bedroom 2 bath stepless ranch is turnkey and ready for you to move in! Enjoy the curb appeal this home offers with a large front yard and cozy front porch, perfect for your morning coffee. This home offers newly replaced roof (2020) and garage door with new spring (2025) & updated to a smart garage for the ease of opening and closing your garage door straight from your phone (2020). Entering into the house you'll feel right at home with this cozy open concept floor plan, 9ft ceilings and neutral paint. The foyer has a large dining off the right side and will lead you into your great room. Slip into full relaxation as you snuggle up next to the gas log/starter fireplace in the cool months. The kitchen boasts with cabinet space and stainless steel appliances and a new dishwasher (2024). Making your way into the primary suite, you'll find spacious his and hers closets and french doors that lead you from your bedroom to your enclosed back porch. The ensuite bathroom includes a double vanity, stand up shower and soaking tub. Off of the two car garage is a mudroom/laundry combo. With a split-bedroom plan, you'll find both secondary bedrooms and a full bath on the opposite side of the home. Back yard living is made simple with a large enclosed back patio area that leads you to your fenced-in back yard complete with a wooden privacy fence. Throughout the home you'll find thoughtful additional shelving, a new hot water heater (2023) and neutral finishes that make this home the perfect next step for you! Located in a quiet subdivision that is in Carrollton city school district and convenient to Greenbelt access, this home is a Carrollton gem.
Source: GAMLS #10567052
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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