103 Westchester Trl Kathleen, GA 31047
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About this home
NEW HVAC JUST INSTALLED! Welcome to this delightful four-bedroom retreat tucked away in one of Kathleen's most desirable neighborhoods. This beautiful 2,671 square foot home offers the perfect blend of comfort, style, and functionality for today's modern family. Step inside to discover a thoughtfully designed split floor plan featuring a stunning primary bedroom suite-a true personal sanctuary complete with a sitting room, spa-inspired bathroom, and generous walk-in closet. The home's bright, airy interior showcases pristine living spaces, including a formal dining room with elegant wainscoting, a versatile flex room that adapts to your needs, and a cozy electric fireplace that adds warmth and ambiance. The kitchen serves as the heart of this home, featuring an inviting breakfast area and convenient eat-in bar-perfect for casual meals or entertaining friends. Upstairs, discover a bonus room with full bathroom that can serve as a fourth bedroom, movie room, or your personal escape space. Outside, a fully fenced backyard provides a secure space for children and pets to play, while the adjacent vacant lot offers an extra buffer of privacy and tranquility. The friendly neighborhood boasts a playground where little ones can burn off energy and make new friends. Education-minded families will appreciate the excellent school zoning, including proximity to Veterans High School. Nearby amenities include Houston Lake Country Club and convenient shopping in Perry, Warner Robins, or Bonaire just a short drive away. This one-owner home, wrapped in timeless four-sided brick, offers the ease and comfort you've been searching for in a location that truly can't be beat! Call/text Becky at 478-231-5596 today for your showing appointment.
Source: GAMLS #10505958
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.