10300 Windley Key Ter Bonita Springs, FL 34135
Your savings
About this home
As the NEWEST and ONLY 4 BED/ 2 BATH POOL home in the community, you will not find another home in the area that compares! With exceptional interior and exterior upgrades (completed within the last few months), a CUSTOM DESIGNED pool/spa, located on an oversized corner lot, and unbeatable location, this property is a RARE FIND. Located in the heart of Bonita Springs, just a short bike ride Downtown Bonita Springs, Sugar Shack, boutique shopping, and the beach. With no HOA, NO flood zone, NO rental restrictions, and no hurricane damage, this upgraded property is perfect for first time home buyers, growing families, a vacation home, or a great investment opportunity. The exterior is made for outdoor enthusiasts featuring a 2-car garage with a built-in office, its OWN mini split, abundance of storage, fully extended paver driveway, fresh exterior paint, new roof (2023), hardwired security cameras, backlit house numbers, full irrigation system, mature landscaping, and standby generator integrated into the electrical panel. The backyard is a showstopper, located on an oversized corner lot, fully fenced in with clusia privacy shrubs surrounding, large grass area on one side of the yard, and paved/graveled on the other side with plenty of space for boats, trailers, RVs, you name it! Entertain on your extended lanai or relax in the custom designed and heated saltwater pool & spa featuring a sunshelf, waterfall, water features, handpicked porcelain pavers, and app-controlled LED Lighting, Pentair equipment, plus an additional covered lanai with a recently installed awning. Inside, the open, split floor plan features upgraded tile flooring, fresh interior paint, high-end lighting, ceiling fans, and upgraded window coverings. The renovated kitchen boasts custom wood cabinetry, stainless steel appliances, oversized quartz island and countertops, quartz backsplash, walk-in pantry, coffee bar, and recessed lighting—all flowing seamlessly into the dining and living areas with sliders to the lanai. The guest rooms are spacious and bright with upgraded flooring and large closets. The guest bathroom has been fully updated with wood-look tile flooring, quartz vanity, soft-close cabinetry, new faucet and fixtures, and porcelain tiled deep fill tub/shower. The master bedroom offers a private retreat, generous space, and privacy from the guest rooms. The large in suite master bathroom was completely renovated less than a month ago and features upgraded tile flooring, dual sinks, large quartz vanity, soft close wood cabinetry, a large walk in shower with floor-to-ceiling porcelain tile, oversized niche, and glass shower door. Other upgrades include all new lighting, fixtures, mirrors, private toilet room, and two large his-and-hers walk-in closets. Upgrades, location, value—this home has it all!
Source: FORTMYERS #225073295
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.