10316 Riverburn Dr Tampa, FL 33647
Your savings
About this home
Welcome to the quiet, GATED community of Cross Creek! This 4 bedroom plus den, 3 bath home offers just over 2,500sqft of living space, a 3-car garage, and PRIVATE POOL! Updates include NEW interior paint (2025), AC (2022), Roof (2018), Water heater (2017), and LVP flooring. Entering the grand foyer, you will immediately be drawn to the soaring ceilings and abundance of natural light throughout. French Doors lead into the den, ideal for a home office. The formal dining room flows into the kitchen, complete with a breakfast nook offering both formal and informal dining options. The kitchen has been tastefully remodeled with granite countertops, stainless steel appliances (including a 5-burner gas range!), complementary chrome hardware, and plenty of seating around the island and breakfast bar. The living room boasts a marble and stone-surround fireplace as a cozy focal point and expansive glass pocket sliders, which, when fully open, create true indoor/outdoor living. The backyard is a true, private oasis with the beautifully tiled pool/spa, newly painted surround, and screened-in lanai. Back inside, the primary bedroom has sliding doors with stunning views of the pool, two generously sized walk-in closets, a linen closet, and an ensuite with an oversized vanity with dual sinks, enclosed shower, and a separate soaking tub. Bedroom 2 is ideal for guests or multi-generational living with a large walk in closet and ensuite with direct access out to the pool area. The remaining secondary bedrooms share a full bath. The community of Cross Creek offers Lower HOA fees and NO CDD! Conveniently located in the heart of New Tampa near top-rated schools, shops, and dining.
Source: STELLAR #TB8440904
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.