10316 W Salem Dr Sun City, AZ 85351
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About this home
Renovated, Modern & Move-In Ready! This property boast high-end interior feature: Brand new architectural roof in 2023 with a transferable warranty, New windows, custom-made security front door, significant amount of updated electrical work. The former golf cart garage space has been cleverly converted into a spacious pantry/laundry room includes new cabinetry, quartz countertops, desk area, and beautiful tile work. Kitchen features newer refrigerator, LG DBL oven, Bosch dishwasher, newly tiled backsplash custom-made pull-outs in the kitchen, hall, and bathroom cabinets, Dining features a new built-in buffet w/ quartz countertops. The entire interior including trim & doors, was refreshed w/ new paint in 2023. Bathrooms received updates in 2024 with new tile floors and tiled shower floor. High-end, like-new Bosch washer and dryer are included. Beautifully Updated Outdoor Spaces (2024) Enhanced Curb Appeal: The front yard was beautifully redone in 2024, featuring an attractive paver walkway and freshly painted, bricked-in pillars, Private & Secure Backyard: The backyard is fully enclosed with a new six-foot third-side wall and two gates. Low-Maintenance Oasis: Recent backyard updates include new landscaping, a charming mini wall enclosing the patio area, and an efficient irrigation system with bubblers for patio pots, all on a convenient timer, a newer area of quality artificial turf. This is more than just a home; it's an updated property ready for you to start enjoying the Sun City lifestyle immediately. Don't miss the opportunity to own this highly sought-after, move-in-ready gem!
Source: ARMLS #6946384
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.