10319 Lynnhaven Rd Spring Hill, FL 34608
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About this home
Welcome to 10319 Lynnhaven Road, Spring Hill, FL 34608, one of the FEW pool homes at $300k and under, with a quarter of an acre in Spring Hill! This home is beautifully maintained 3-bedroom, 2-bathroom single-family home offering 1,482 sq. ft. of comfortable living space in a quiet and peaceful neighborhood surrounded by natural beauty. Step inside and you’ll immediately appreciate the inviting layout and pride of ownership throughout. The open-concept design allows the living and dining areas to flow seamlessly, creating a bright and comfortable space for relaxing or hosting family gatherings. This home comes with updates and features for worry-free living, including a NEW ROOF (2025), NEW AC (2025), fresh paint in bathrooms, and all NEW light features. Enjoy the Florida lifestyle in your screened-in pool area, also completed with a NEWLY paved deck, ideal for weekend barbecues, lounging, or unwinding after a long day. The fully fenced yard offers both privacy and plenty of room for pets, play, or gardening. Nature lovers will appreciate the preserve directly across the street, ensuring tranquil views and no neighbors in front. The neighborhood itself is quiet, spacious, and just minutes from Spring Hill’s best — from local parks and golf courses to shopping, dining, and the stunning Weeki Wachee Springs State Park. Whether you’re looking for a peaceful retreat or the perfect place to entertain, this Spring Hill gem offers the best of both worlds, modern comfort and classic Florida living. Don’t miss the chance to make this charming home yours!
Source: STELLAR #TB8435668
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.