10327 Malvasia Ave Riverview, FL 33578
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About this home
Welcome To Prime Riverview Location and Desirable Community of VENTANA! A NON FLOOD AREA! A perfect blend of comfort and functionality for modern living. It Shows Like a Model. The home's thoughtful layout includes three well appointed bedrooms and two full bathrooms, providing comfortable accommodations for family and guests. A beautiful office room offers the perfect environment for working from home or pursuing personal projects, with the flexibility to serve as a study room, craft room or additional living area. The heart of the home features a stunning gourmet kitchen equipped with beautiful 42-inch cabinets that provides abundant storage while creating a dramatic, upscale elegance. A large island, stainless steel appliances, granite countertops throughout, large laundry room. The master suite at the back of the home which includes a spacious walk in shower, separate garden tub, large vanity with double sinks and walk-in closet. Energy efficiency home. Step out-back to relax on the extended lanai perfect for quiet Florida evenings and summer cookouts. Community amenities including a resort-style pool, tennis court, volleyball courts, and playground. Along with 2,500 sqft resort-style amenity center with clubhouse, dog park, gym, and community walking trails. Minutes from highways, MacDill AFB, Sporting Events and Cultural Events and beaches throughout Tampa Bay. Schedule Your Private Showing Today! Programa Tu Cita Privada HOY!
Source: STELLAR #TB8403406
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.