1033 Bella Vista Dr NE Saint Petersburg, FL 33702
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About this home
STUNNING TOWNHOME with a Great Floor Plan and convenient location. Venetian Bay is only 9 miles from McDill, 15 minutes from Tampa International Airport, and 20 to 30 minutes from gorgeous Beaches. THIS TOWNHOME DID NOT SUSTAIN ANY FLOODING IN EITHER 2024 HURRICANES. Downstairs features an open concept with a spacious kitchen offering an abundance of cabinets, spacious countertops, stainless steel appliances, and a cooking island, all open to the living/dining combo area with 9.5 ceilings and lots of natural light. Also, a half Bath and laundry room are located near the 2car garage. Double Sliders lead out to a screen porch with no rear neighbors, and a wooded tree view which allows for a peaceful sitting area to enjoy your morning coffee. Spacious exterior storage room off back of home for your added storage convenience. Upstairs accommodates a spacious primary bedroom with private bath (separate shower and tub plus 2 sinks) and a large walk-in closet, plus two additional bedrooms and another full bath. Plantation Shutters, Tile Flooring downstairs, and Vinyl Luxury flooring upstairs. Community Amenities include a community pool, jacuzzi, and playground. Community is close to Weedon Isle Nature Preserve, beaches, and downtown St Pete. Roof 6/2018 and AC 1/2021; HOA fee includes Cable TV, Community Pool & Maintenance, Escrow Reserves, Internet, Maintenance Exterior, Maintenance Grounds. Schedule for a tour today, pack your bags, and come live the Florida Lifestyle of your Dreams.
Source: STELLAR #TB8430357
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.