1033 Oxford St Longwood, FL 32750
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About this home
Warning: Reading this, you will realize this isn’t just a home — it’s a private compound designed for family, freedom, and endless possibilities. You already know why people are drawn to Longwood: tree-lined streets, serene lakes, and a sense of space that’s increasingly rare in Central Florida. What you may not expect is to find a property that combines multi-generational living, luxury amenities, and genuine investment potential (more on this to follow) — all on a lakefront setting with more than 1.5 acres. From the moment you arrive, it’s clear this estate was designed to be different. The property spans four contiguous lots, anchored by a stately main residence of over 3,800 square feet, complemented by a 760-square-foot guest house, and a two-story detached building with more than 1,700 square feet of finished area. Together, they form a rare combination of space, flexibility, and opportunity — ideal for extended family, guests, or potential income. The main house immediately impresses with its warm travertine floors, expansive living spaces, and thoughtful architectural touches. The sunken family room is both elegant and inviting, perfectly framed by natural light and views of the resort-style pool. The chef’s kitchen was designed for those who love to cook and entertain, featuring custom cabinetry, a large island, and high-end appliances that balance function and form. The first floor also includes an office/den with a built-in Murphy bed, full bath, and open dining area that offers comfort and versatility for everyday living or visiting guests. Upstairs, you’ll find three spacious bedrooms, including a primary suite that defines luxury. The master features an oversized walk-in closet with custom built-ins, a spa-like bathroom, and a private balcony overlooking the lake with beautiful sunsets. A loft and bonus room add flexible space for work, play, or a quiet retreat. Step outside, and the true magic of this property comes alive. The 80,000-gallon resort-style pool creates a resort atmosphere in your own backyard that is perfect for hosting gatherings or simply relaxing in total privacy. Beyond the pool, you’ll find a chicken coop, mature landscaping, and room to expand for future family members. All of this framed by peaceful lake frontage at the front of the estate. The guest house serves as a fully independent residence, complete with a kitchen, dining area, family room, full bath, and bedroom, which is ideal for multi-generational living or long-term guests. Finally, the detached two-story building adds incredible potential. The first floor includes an oversized garage, workshop, fitness area, and separate built-out office; while the second floor houses a luxury theater room spanning over 1,100 square feet. With additional finishing, this structure could easily be converted into two apartments or other income-producing opportunities. What truly sets this property apart is not just its scale, but its versatility. Whether you envision a family compound, private retreat, or investment opportunity, every structure and every acre here offers possibilities rarely found in today’s market. With lake views in front, total privacy in back, and every amenity in between; this Longwood estate represents the best of Florida living — a home designed for connection, comfort, and opportunity, ready for its next chapter.
Source: STELLAR #O6353456
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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