1036 Clinton St Carrollton, TX 75007
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About this home
BACK ON THE MARKET — EVEN BETTER THAN BEFORE! Back on the market through no fault of the seller! In fact, the seller went above and beyond, completing several buyer-requested improvements — making this home an even greater find! From the moment you arrive, the elegant circle drive sets the tone for what’s to come. Step inside and discover the Mid Century Modern vibes this home has which perfectly balances sophistication and comfort. Sunlight pours through energy-efficient replacement windows, highlighting the open, airy layout and creating a bright, welcoming atmosphere throughout. The heart of the home features soaring vaulted wood ceilings in the living room, kitchen, and primary suite, adding character and warmth to every space. Rich wood floors blend beautifully with vibrant Mardi Gras tile, while the impressive floor-to-ceiling see-through fireplace anchors the two spacious living areas — ideal for cozy nights in or lively gatherings with friends and family. The kitchen offers both function and charm with a breakfast bar that opens to the den, making it the perfect spot for casual meals or morning coffee. The luxurious primary suite impresses with a grand bath, generous closet space, and thoughtful built-ins designed for both style and convenience. Outside, your private backyard oasis awaits — complete with a sparkling pool, relaxing spa, and lush landscaping surrounded by a cool-deck patio. Whether you’re hosting a summer barbecue or simply unwinding after a long day, this outdoor retreat delivers resort-style living right at home. This distinctive property is move-in ready and filled with opportunity to add your own modern touches. Don’t miss your chance to make it yours — homes like this rarely come along twice! Ask your agent for the seller’s disclosure and survey.
Source: NTREIS #21053737
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.