10364 Lightner Bridge Dr Tampa, FL 33626
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About this home
Great opportunity in one of the BEST LOCATIONS in Westchase – across the street from the Village center restaurants, shops, parks, tennis & community pool! Baybridge playground is located at the end of the block, and a tunnel that opens to the community pool and tennis courts. Featuring 4 bedrooms (the 4th bedroom was combined with the primary suite but can be converted back into a separate room) + Bonus room + 3 baths + 3 car garage; two living rooms and two dining rooms. The outdoor oasis offers an expansive screened-in outdoor living room and a fully fenced backyard (with room for a private pool). The foyer entryway opens into a spacious formal living room and formal dining room; laminate floors and high ceilings. The kitchen has wood cabinetry, Corian counters with tile backsplash, stainless appliance package including gas range; perfect for entertaining. The kitchen opens into the family room and a dinette. The primary suite features gorgeous views of the backyard, and the primary bathroom has a double vanity, an oversized glass shower, a garden tub with a large walk-in closet. Two additional rooms are in a separate wing of the home. The Bonus room is the only room upstairs and it has an en-suite bathroom. Notable Features Include: Dimensional Shingle Roof 2014, NEW Interior Paint 2024-25, NEW Exterior Paint 2025, AC System 2017, Washer & Dryer, Upgraded Bathrooms 2025, New Whole-House Plumbing 2025, NEW Carpet 2025. Enjoy RESORT-STYLE living with amenities including, two community pools w/a waterslide, basketball courts, tennis courts, pickleball courts, athletic field, three playgrounds, & a top-rated school district – Westchase, Davidson, and Alonso. Westchase was just named the best suburb in Florida by Niche. Easy access to the Veteran’s, Airport, Downtown, & 30/45 minutes to Clearwater/St. Pete beaches.
Source: STELLAR #TB8444230
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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