10371 Eastside Ave Brooksville, FL 34601
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About this home
Welcome to your new Home! Move-in-ready and low-maintenance, this charming 3/2 concrete block home is a fantastic opportunity for families, first-time buyers, downsizers, or investors. Nestled on a large, quiet corner lot in an established neighborhood, this residence provides both privacy with a secluded fenced backyard as well as a family friendly neighborhood. Enter your new home through the beautiful, vintage glass front door which allows abundant natural light to fill the interior. Step inside to discover a welcoming living space designed for comfort and ease, perfect for relaxing or entertaining guests. The entire interior has been freshly painted. All bedrooms, bathrooms, and living room have ceramic tile flooring. Both the bathrooms have newly reglazed tile showers. The master bedroom features a private en-suite bathroom and generous closet space. Two additional bedrooms provide flexibility for a home office, guest room, or growing family. New wood-grain flooring in the kitchen/dining room and Florida Room areas. Beautiful mosaic tiled backsplash in the kitchen. The bright and airy layout of the efficient floor plan maximizes space, offering a comfortable and spacious home including large Florida Room. This home was built to last: Durable concrete block construction offers resilience and easy maintenance. Like new A/C unit. Conveniently located for easy access to nearby amenities, schools, and parks, making daily errands and activities a breeze. Just 5 mins from historical downtown Brooksville. This home is a perfect blank canvas for those ready to add their personal touch. Don't miss this opportunity to own a reliable and well-located property. Schedule your showing today!
Source: STELLAR #G5102644
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.