10371 Evening Vista Dr Elbert, CO 80106
Your savings
About this home
Welcome to this stunning two-story home with a finished basement, perfectly located on a quiet cul-de-sac in the highly sought-after Meridian Ranch community. Backing to open space, this home offers both privacy and access to nature right out your back door. Step inside to find a thoughtful layout filled with character and function. The main floor features a formal dining room that flows into a butler’s pantry, connecting seamlessly to the kitchen. The kitchen is designed for both style and efficiency with granite countertops, a large island, 42-inch cabinets, stainless steel appliances, and wood flooring throughout. The open-concept design carries into the spacious living room, where soaring ceilings, oversized windows, and a cozy fireplace make it the perfect gathering space. Upstairs, the primary suite is a true retreat with a large 5-piece bathroom, complete with a double-sided fireplace for a touch of luxury. Two additional bedrooms, a full bath, a loft, and a convenient laundry room round out the second floor. The finished basement expands your living space with two additional bedrooms, a full bath, and a large recreation room ideal for movie nights, game days, or guests. Living in Meridian Ranch means more than just a home it’s a lifestyle. Neighborhood amenities include miles of walking trails, a recreation center with indoor/outdoor pools, a lazy river, and top-rated schools just blocks away. Commuting is a breeze with easy access to Space Force bases and Colorado Springs. Come see why this home and community are the perfect blend of comfort, convenience, and Colorado living. Welcome home!
Source: PPMLS #6302101
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.