10379 E Blue Sky Vis Hereford, AZ 85615
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About this home
VA Assumable loan at 2.75%! Prepper's Paradise! Welcome to your own private retreat in the heart of Hereford! This stunning single-family home sits on 4 fully fenced acres with breathtaking mountain views (can be used as a horse property) is equipped with a bunch of safety-related add-ons that most preppers desire for their home and a lifestyle centered around comfort, and functionality. Featuring 4 bedrooms plus a spacious den, this open-concept home boasts exposed wood beams, rich Saltillo tile flooring, and a chef's kitchen with granite countertops, a custom center island, walk-in pantry and warm wood cabinetry that makes entertaining a joy. Natural light flows through the large windows, highlighting the character and charm throughout. This property is packed with features designed for sustainable living, including owned solar panels, a private well, chicken coops, raised garden beds and energy-efficient upgrades like brand-new insulation in the master suite area. There's no HOA, so you can truly make this land your own. Bring your animals, build a workshop, or just enjoy the peace and privacy of wide-open desert skies. Located in desirable Hereford, you'll enjoy a quiet, rural feel while still being just a short drive from town conveniences, schools, and shopping. Home Improvements: * EMP Shield (protects the entire homes electrical system from lightning strikes, solar flares, power surges and of course electromagnetic pulses (EMP). * A state-of-the-art Solar Power System that was installed in Oct 2023. * The home is equipped with an emergency battery back-up system. * The battery back-up covers the well, refrigerators, one bathroom, a few outlets in the kitchen and one smaller bedroom. Emergency power back-up system installed. * The new owner must provide their own 9K+ watt generator to connect to the home. * Owned 500-gallon propane tank that can provide at least two years of propane. * SimpliSafe Home Security System installed (maybe able to transfer) if desired. * Installed a wood stove in the living room that heats up most of the house when the ceiling fans are circulating. * There is at least 3 years' worth of firewood already cut and stacked on the property. * New energy efficient windows with UV protections throughout. Installed in Feb 2023. * Added a wood ceiling and insulation in the Arizona/sunroom which makes a perfect hydroponics room with all the natural light. * The exterior of the house was painted in June 2025. * Installed a 30 AMP RV electrical connection on the side of the house. * Insulated the attic above the garage so vegetables and herbs could be grown inside during the winter months. * The new owner must provide their own grow lights and planter racks. The garage has been used for hydroponics too. * All raised flower beds are filled with organic soil. No pesticides are used in our gardens only natural products like diatomaceous earth. * Ran power and installed security lights in the backyard and on three sides of the shed. Also added GFCI outlets inside and outside the shed. * Added 3 peaches, 2 plums, 2 pears, 2 cherries, 3 pomegranates, and 6 apple trees. * Added 2 blueberry bushes and 6 grape plants. * Added RV power connection. * Added generator backup connection. The well, fridge, part of the kitchen, spare bedroom, and one bathroom will all run off a generator. * Installed landscaping lights around the driveway. * Replaced windows throughout the house. * Installed new blinds throughout the house. * Installed a large wood stove in the living room. * Installed a SimpliSafe security system. * Installed a new dishwasher. * Installed new sink faucets in the kitchen, laundry room, and bathroom. * Added chicken coop and a large chicken run. * Added gravel RV parking area and gravel walkway to the shed and garden. * Added four concrete block raised bed gardens 10x10 each with 65% UV rays blocking technology. All organic dirt and compost added to the raised beds. * Fenced in part of the yard on the side of the house for animals. * Fenced in two garden plots to keep rabbits and other critters out. * Installed security lights on the front and back porch. * New washer and dryer. * There is a private toilet in the master bathroom. * Flooring (3 rooms, two closets, and back hallway has laminate flooring installed in 2023. * There is two built in electric ovens. * Laundry is located inside. * There is an Arizona room next to the living room. * Electrical panel was updated in 2023. * There is also a gas dryer hook-up inside the house * Flooring partial updated in 2023. * There is Dish Satellite * Security System owned * Satellite Dish Internet * There is a RV hook-up * Garage door opener * Under energy other please add: Solar back-up battery installed * Electric company is APS * Residential propane tank * Grass front yard * Storage room in the garage
Source: ARMLS #6900726
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.