1038 Woodshire Ln Street, MD 21154
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About this home
Welcome To Your Next Chapter In Luxury Living ! Nestled in the prestigious and rarely available Woodshire Village, this exquisite original owned, brick front Colonial residence, offers an unparalleled lifestyle of luxury and comfort. Spanning an impressive 6,364 finished square feet, this meticulously crafted home boasts six spacious bedrooms and five full bathrooms, ensuring ample space for relaxation and entertainment. Set on a sprawling 1.72-acre lot, the property features a premium end of cul-de-sac location, providing both privacy and tranquility. The beautifully landscaped front and rear yards create a serene oasis, while the heated in-ground pool, invites you to indulge in sun-soaked afternoons and evening gatherings. Enjoy views that will simply take your breath away of the scenic and protected valley from your rear deck and enclosed patios, perfect for savoring morning coffee or evening cocktails. Step inside to discover a harmonious blend of elegance and functionality. The interior features a seamless flow of hardwood, ceramic tile, and plush carpeting, creating an inviting atmosphere throughout. The heart of the home features a stunning family room with floor to ceiling windows and a double sided gas fireplace, that enhances the ambiance of both the living and dining areas. The gourmet kitchen is a culinary enthusiast's dream, equipped with high-end appliances and ample granite counter space, making it ideal for hosting guests and dinner parties. This residence boasts six generously sized bedrooms, each designed with comfort and sophistication in mind. The spacious primary bedroom includes a double sided fireplace which connects to the luxurious primary bathroom, adorned with a jetted tub and ceramic tile floors, creating a spa like experience for the ultimate in relaxation. The fully finished lower level, complete with an outside entrance, kitchen area, and ample windows, offers additional living space that can be tailored to your lifestyle, and features a home theater, work out room, and entertainment area. With an oversized double side-entry garage, and a paved driveway accommodating multiple vehicles, convenience is at your fingertips. This property is not just a home; it is a lifestyle. Experience the epitome of luxury living at 1038 Woodshire Lane, where every detail has been thoughtfully curated to offer an exclusive retreat from the everyday. Embrace the opportunity to own a piece of paradise that combines elegance, comfort, and sophistication in one remarkable package.
Source: BRIGHT #MDHR2047332
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.