1039 Ashley Rd Milton, FL 32583
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About this home
Discover your personal paradise in this beautifully updated 3-bedroom, 2-bath brick home with a sparkling saltwater Gunite pool and paver patio—perfect for soaking up the sun or hosting unforgettable backyard gatherings. Relax under the spacious covered patio, or take advantage of the huge paved fenced area with plenty of room for your RV, boat, or both! It could also make a great pickle ball court! Inside, you’ll love the bright, open layout featuring vaulted ceilings, modern lighting, and tastefully updated bathrooms. The kitchen shines with a breakfast bar that opens to the main living area, making it ideal for casual dining and entertaining. A bonus room adds versatility—use it as an office, gaming space, or even a 4th bedroom. The large primary suite offers a peaceful retreat with a tray ceiling and plenty of natural light through it's own sliding door to the pool and patio area. The primary ensuite bathroom is an expansive 18 feet long with a gorgeous double vanity and lavishly tiled walk in shower. Enjoy two separate walk in closets for all your storage needs. Feel secure knowing that this home has been well maintained with a 2022 roof, 2023 water heater, 2019 Trane HVAC with dehumidifier, and an annually maintained generator with 2 large propane tanks that convey. Termite Bond and Gunite pool warranty is transferrable if buyer chooses to opt for that. Perfectly positioned between I-10 and the Garcon Point Bridge in Milton, this location offers quick, easy access to the beaches, and the Pensacola area. The quiet neighborhood also features two scenic fishing ponds, adding a touch of tranquility to your everyday life. Don’t miss the chance to make this beautiful pool home your own slice of the Florida lifestyle!
Source: PENSACOLA #673008
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.