104 Arbor Woods Ln Piedmont, SC 29673
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About this home
Charming Home in the Heart of Piedmont — Assumable loan at 2.875% interest. Unbeatable Location & Features. Discover this meticulously maintained 4 bedroom, 2.5 bath home, under six years old and offering 2,953 sq ft of thoughtfully designed living space. Situated on a rare nearly half-acre corner lot, the property boasts a side-entry garage and a screened porch overlooking a fully fenced backyard with a vinyl privacy fence—an ideal sanctuary combining outdoor living and privacy. Interior Flow & Comfort A welcoming foyer leads into a formal dining room that seamlessly transitions into the kitchen and open family room—perfect for entertaining or everyday family life. The main-level master suite provides convenience and privacy, while upstairs, a versatile loft and a finished storage room offer extra space for guests, family, or a home office. Modern Finishes & Thoughtful Upgrades. 12 mm Mohawk durable laminate flooring runs throughout the main living areas, offering low maintenance and a cohesive aesthetic. The kitchen shines with crisp white cabinetry, granite countertops, stainless steel Whirlpool appliances (including a gas range), and stylish subway tile accents, which are mirrored in the master bath for contemporary flair. A convenient drop zone in the foyer ensures smooth household organization. Convenience with Low Maintenance. A 5-zone irrigation system keeps the half-acre yard lush with minimal effort. Recent updates—including fresh paint, new carpet, and a septic system cleaning—mean you can move in and start enjoying life right away. Prime Location: Near Donaldson Center & Lockheed Martin, Donaldson Center Airport (Donaldson Field Airport) lies just 9 miles by road from the home—about a 10-minute drive—ideal for private pilots or frequent regional flyers. The site is also home to Lockheed Martin’s F-16 production facility, where new aircraft are assembled and test-flown—highlighting the area's aerospace industry significance. Additionally, an industrial hub directly adjacent to Donaldson Center, the Upstate Trade Center, is just a stone’s throw away—positioning the home at the heart of a growing economic and aerospace corridor Dalfen Industrial.
Source: GREENVILLESC #1568134
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.