104 Arcadia Ln Kathleen, GA 31047
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About this home
BEAUTIFUL 3 BEDROOM / 2 BATH HOME + OFFICE + SUNROOM LOCATED IN POPULAR WOODEN EAGLE SUBDIVISION - ELIGIBLE FOR USDA 100% FINACING - NO HOA - PREMIER SCHOOL DISTRICT - BRAND NEW HVAC! You will Fall in Love with this well thought out, meticulously maintained home located in the desirable and established Wooden Eagle Subdivision, offering NO HOA, sidewalks, and two playgrounds for residents to enjoy. Conveniently located near shopping, dining, entertainment, I-75, Downtown "Perrydise," Rigby's Entertainment Complex & Water Park, Movie Theater, RAFB, and more - yet perfectly tucked away in a quiet, family-friendly neighborhood. The covered front porch with stamped concrete and easy-maintenance vinyl siding exterior with stone accent make a strong first impression, while the manicured lawn and flower beds highlight the pride of ownership found throughout this pristine property. The Interior boast of Luxury Vinyl Plank flooring flowing through the great room and bedrooms - NO CARPET - Gorgeous plantation shutters, extensive trim and moldings, window pediments, and custom coffered ceilings add a touch of sophistication. The great room features a gas fireplace with a floor-to-ceiling stone surround, creating a warm and inviting focal point that opens seamlessly into the spacious kitchen. The kitchen is designed for both function and style, offering an abondance of custom cabinetry and granite countertops, stainless steel appliances (refrigerator to remain), a breakfast bar, custom tile backsplash, pantry, and a large dining area with beautiful natural light. The popular split-bedroom floor plan provides privacy and comfort for everyone. The primary suite showcases a designer ceiling, large walk-in closet, and a beautiful en-suite bath with dual vanities, a soaking tub, and a separate shower. On the opposite side, two spacious guest bedrooms with ample closets share a guest bath featuring a custom built-in linen closet, plus an additional office space with a built-in desk for convenience. Tile flooring extends through the kitchen, dining room, baths, and laundry room. The laundry room includes a built-in ironing board, custom cabinetry, and shelving for extra storage. The 21' x 9'10" heated and cooled sunroom is an entertainer's dream, featuring a custom bar with extensive cabinetry, countertop space, shelving, TV hookup, and a comfortable lounge area. From the sunroom, step onto the oversized grill pad overlooking the private and serene backyard featuring established trees & privacy fence, perfect for outdoor dining and relaxation. Additional highlights include gutters, a sprinkler system, and a mud sink in the two-car garage. This home offers the perfect blend of elegance, comfort, and convenience - A RARE FIND in an established, USDA-eligible community with NO HOA.
Source: GAMLS #10632802
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.