104 Bunkers Trl Warner Robins, GA 31088
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About this home
REDUCED PRICE MOTIVATED SELLER!!! 2.25% VA ASSUMABLE LOAN ON PRINCIPLE BALANCE & Brand New HVAC system. Welcome to your next home!!!! Perfect home for the growing family. 3,861 sq ft, 5 Bedrooms, 3 FULL Baths, Primary Suite on the Main, Located in desirable Statham's Landing and just minutes from all Warner Robins amenities. Main level boasts two bedrooms and two baths, including a Master bedroom with apa-like Master bath with double vanity and a generous walk-in closet. Also, on the main is a well-appointed Kitchen with breakfast area, walk-in pantry, large island, custom cabinets, and beautiful countertops, opening to the living room with a cozy fireplace leading to a relaxing patio overlooking a large peaceful backyard. Perfectly sized laundry room w/sink just off the garage. Moving to the upper level, the home possesses three additional bedrooms and a Bonus room perfect for use as an office, game room or sitting area . Home has ample storage and will not disappoint. New upstairs HVAC. Call to view today! Nestled in the heart of Warner Robins, you do not want to miss out on the opportunity to call 104 Bunkers Trail your new home! Call to view today!!! Walkthrough the home today with the virtual tour: https://my.matterport.com/show/?m=U8dEdyR2Hxd&back=1
Source: GAMLS #10581486
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.