104 E Devonshire Ave West End, NC 27376
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About this home
Excellent price on updated golf front beauty! Located just inside the gate on the 1st fairway of Tufts design Seven Lakes Golf Course and short walking distance to the Clubhouse & Restaurant. Sellers have lovingly and tastefully updated throughout including an ALL NEW Kitchen - cabinets, appliances, butcher block counters, subway tile backsplash, LVP flooring, lighting & windows! The new pantry was added and relocated the laundry to adjacent garage (could be moved back or perhaps added to the ''Flex Room'' space). There is new LVP flooring added throughout the main living areas and Master Bedroom; carpet in guest bedrooms. Master Bedroom with vaulted ceiling and new shiplap accent wall + walk-in closet and ensuite bath. All new vinyl clad windows added in 2020. The oversized Living Room boasts vaulted ceiling with exposed beams and floor to ceiling brick wood burning fireplace! A new metal roof with lifetime warranty just added in 2020. Golf front views enjoyed throughout the home plus an oversized back deck expanding the length of the home adds lots of extended views and outside enjoyment. The oversized lot of .73 acres offers lots of space and privacy. There is also a fenced in portion for fur baby enjoyment as well! Septic replaced in 2016. Permit is for a 3 bedroom. Converted screen porch has been finished with separate heat & air unit for additional Flex Room space and is not included in the primary heated sqft. Front of home sits back from the road with sizable front yard and paved circular driveway surrounded by mature trees and dogwoods! This beauty is very reasonably priced especially for the size, improvements and gorgeous Golf Front location!!
Source: NORTHCAROLINAREGIONAL #100533167
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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