104 Fossil Ct Springtown, TX 76082
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About this home
PRICE REDUCED! Your dream farmhouse retreat awaits—set on 5.5+ acres with room to live, gather, and grow! This beautifully updated 4-bedroom, 3.5-bath home blends rustic charm with modern comfort, offering multiple living and dining areas plus a sunroom filled with natural light. A striking stone see-through fireplace connects the family room and sunroom, creating a warm and inviting space for mornings and cozy evenings. The kitchen is both stylish and functional, featuring stainless steel appliances, upgraded cabinetry, a breakfast nook, and a handy tech hub. The oversized primary suite is a true escape with dual closets and a spa-inspired ensuite complete with freestanding soaking tub, walk-in shower, new tile, and dual vanities. Upstairs, two bedrooms with private baths create the perfect setup for multigenerational living, while a fourth oversized bedroom easily doubles as a game room, office, or flex space. Fresh paint inside and out, luxury vinyl plank flooring in main areas, and thoughtful updates add move-in-ready appeal. Outdoors, a covered patio overlooks the sparkling pool with water feature, while a creek runs along the back of the property adding to the serene setting. A 36x24 workshop with electricity offers storage for up to 4 vehicles, RV, or boat, and an additional carport is ideal for farm equipment or extra parking. From quiet mornings to lively gatherings, this property delivers it all—schedule your private tour today and experience country living at its best!
Source: NTREIS #21062536
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.