104 Houghland St Gallatin, TN 37066
Your savings
About this home
This meticulously maintained 5 bedroom/4 bath home sits on a beautifully landscaped lot backing to a private tree line in the desirable Hunt Club community ~ From the moment you enter, you'll be impressed by the updates & detailed care this home has received ~ The main level features stunning wide plank HICKORY HARDWOOD flooring, a dedicated study w/ french doors off the entry & a private Guest Bedroom w/ en suite bath ~ Open Eat in kitchen featuring granite counters & generous island, cook top w/ custom tile backsplash, ample cabinetry/organizer drawers + a large corner pantry ~ Formal Dining/Flex space w/ Wainscoting ~ The family room w/ a gas log fireplace flows open from the kitchen for easy entertaining ~ The upstairs Primary Suite is a retreat w/ sitting area & en-suite bath featuring a soaking tub, glass enclosed tiled walk in shower, Granite vanity & a fabulous custom walk-in-closet w/ built ins ~ Upstairs you'll also find three additional spacious bedrooms, two sharing a full jack n jill bath w/ granite vanities, the laundry/utility room & the spacious Bonus/Rec Room also featuring Hickory Hardwood flooring ~ You'll love the outdoor living & entertaining spaces: TREX Deck, spacious aggregate patio w/ a lovely stone retaining wall surrounded by matures trees, landscape lighting & extensive landscaping for privacy ~ Additional highlights: floored walk in attic or future expansion space, NEW ROOF (2024) NEW HVAC (2025), three car garage w/ ample storage + extended driveway for multiple vehicles ~ Home is in PRISTINE CONDITION and located in a fantastic location w/ top rated schools between Hendersonville and Gallatin offering convenience to shopping, restaurants, multiple Parks, Old Hickory Lake and within 30 mins to downtown Nashville!
Source: REALTRACS #2988434
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.