104 Lance Rd NE Calhoun, GA 30701
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About this home
At 107 Lavender Circle, the fun starts before you even step inside. This move-in ready Blossom plan sits right in the middle of Salacoa, Calhoun’s only waterpark community, and let’s just say it’s anything but ordinary. Splashacoa is basically your neighborhood waterpark, perfect for cooling off or just kicking back poolside at Dip Happens. The kids have their own playground at Little Lumberyard, your pup gets VIP access to the Bark Yard, and you’ve got front-row seats to lakeside sunsets and concerts at Sunset Cove. Want to paddle across the Lilypad lake or challenge your neighbor to a match at The Big Dill? That’s just a regular Tuesday around here. Now for the house - it’s just as impressive. You walk in and everything feels open, bright, and totally welcoming. The kitchen is a showstopper, complete with a gas stove (yes, gas!) that’s perfect whether you're a seasoned chef or a breakfast-for-dinner kind of cook. It’s got a big island, modern finishes, and flows right into the dining and living areas so you’re always part of the action, no more cooking in isolation. Upstairs, the vibe is all about comfort. The primary suite feels like your own little sanctuary with a spa-style bathroom and a huge walk-in closet that could easily double as a dressing room. The extra bedrooms are perfect for guests, a home office, or that craft room you’ve been thinking about. Oh and the laundry room is upstairs too, which means no more dragging clothes up and down stairs. 107 Lavender Circle isn’t just a house. It’s your launchpad into the kind of lifestyle that most people only dream about. Around here, life’s a little brighter, a lot more fun, and full of moments you’ll never want to miss. Come see it for yourself you’re going to love it. Lower monthly payment with permanent rate buydown opportunity on select homes only with our preferred lenders. Must be FHA or VA loan.
Source: FMLS #7675431
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.