104 Marcel Ct Taylor, TX 76574
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About this home
Waiting for lower interest rates? You might get one with this home, let's get you connected! In the meantime, say hello to this charming 4-bedroom, 2-bathroom gem designed with comfort, connection, and cannonball contests in mind. Be greeted by an inviting entryway that whispers, "Take your shoes off, you're home." Glide into the spacious living area where game nights, dance parties, and cozy movie marathons are practically begging to happen. The open dining area flows into a generously sized kitchen that’s perfect for late-night snacks or full-blown Sunday brunches. And yes, there’s a kitchen island, ideal for cookie decorating, homework debates, or simply piling up pizza boxes. The owner’s suite? Tucked just off the living room like your own private retreat. Enjoy a spa-like bathroom that says “you deserve this,” plus a walk-in closet big enough to hide your online shopping habit. Features? You bet. Granite countertops, shiny stainless appliances, and no rear neighbors—just you, nature, and the occasional deer cameo. The extra-long backyard is practically begging for a pool, volleyball court, or legendary cornhole tournaments. And let’s not forget: Schools are within walking distance—because less time commuting means more time living. Come for the bedrooms. Stay for the backyard. Leave with a lifetime of memories. Schedule an appointment.
Source: CENTRALTEXAS #588714
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.