1040 Viewridge Rd Bennett, CO 80102
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About this home
***INSTANT EQUITY & SELLER CONCESSIONS AVAILABLE*** - Similar home two houses down sold at the end of July and Appraised at $545,000! ***Assumable 2.75% loan*** Open House Sun 11/2 from 1:00 - 3:00 PM ***MOTIVATED SELLERS*** Welcome to 1040 Viewridge Rd a beautiful blend of comfort, character, and Colorado charm with potential rental income! This inviting 5 bedroom, 3 bath home in the heart of Bennett offers space, style and that welcoming small-town feel you’ve been looking for. From the moment you arrive the tidy landscaping, wide driveway, and cozy front porch set the tone for everything this home has to offer. Step inside to an airy open-concept layout filled with natural light and warmth. The spacious living room flows effortlessly into the dining area and gorgeous kitchen, featuring rich cabinetry, stainless steel appliances, and plenty of counter space for cooking, entertaining, or gathering with family. Every detail feels thoughtful and inviting creating a home that’s as functional as it is beautiful. The primary suite provides a peaceful retreat at the end of the day, while additional bedrooms offer plenty of flexibility for family, guests or a home office. The design and flow make the space easy to live in and easy to love. The basement offers additional living space with a kitchenette, second laundry area, and multiple finished rooms. Whether you want a home gym, hobby area or cozy movie zone this lower level gives you endless options. Every part of this space was designed for comfort and versatility. Step outside to your own backyard oasis. A lush, landscaped retreat featuring mature trees, vibrant gardens, a tranquil pond, and charming seating areas. The patio is ideal for BBQs or quiet evenings under the stars, surrounded by the beauty of Colorado’s open skies. This home has added high quality cellulose insulation with an R-value of 3.5/in that lowers that energy bill. Schedule your showing today!
Source: RECO #9646928
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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