10409 NW 25th St Yukon, OK 73099
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About this home
Welcome to 10409 NW 25th St, a like new, but fully completed and move-in ready TWO story home in Homestead at Horn Valley! With a tankless water heater, sprinkler system, gas range, upgraded kitchen sink faucet, security system, storm shelter, blinds, and a fully fenced back yard, this home lacks nothing! The sellers have even said they would leave the refrigerator and/or washer and dryer with an acceptable offer, so you could skip appliance shopping! Granite counter tops, beautiful vinyl floors, stainless steel Whirlpool appliances, an upgraded sink faucet, and a walk in pantry are some highlights of the kitchen, which is completely open to the living and dining areas. The downstairs master suite features a spacious bathroom and walk in closet. The secondary bedroom downstairs could be a great office or guest room if needed, and another full bathroom is downstairs for your guests to use. Upstairs you will find two secondary bedrooms, a bathroom, and a bonus loft space. You can get your family moved into the wonderful Yukon school district before next school year, and enjoy the neighborhood splash pad this summer! Come check this one out today!
Source: MLSOK #1177565
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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