1041 Cedar Creek Village Rd Mount Juliet, TN 37122
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About this home
"Welcome to 1041 Cedar Creek Village Road in Beautiful Mt. Juliet, TN" - If you've been searching for the perfect blend of comfort, convenience, and community - This Single Story Charmer is it! Step inside to find 3 Bedrooms / 2 Bathrooms/ 1309 SF / Open Living Room/Dining Area, High Ceilings and Cozy Fireplace - perfect for gatherings or quiet evenings at home. Kitchen offers Oak Cabinetry with plenty of storage for Dishes and a Pantry Closet for Food Storage & Small Appliances. Enjoy newer LG Dishwasher, LG Range/Oven, Microwave & Refrigerator, as well as space for a freestanding Island or Kitchen Table. You will love the easy access to the back deck, where you can relax while overlooking the large backyard. The Master Bedroom is filled with plenty of natural light and includes a tray ceiling for a spacious feel. Master Bathroom includes Dual Sinks, Shower over Large Soaking Tub, separate Linen Closet as well as a Large Master Closet. Other Highlights include Indoor Laundry, Laminate Flooring throughout, 2-Car Garage w/ Garage Door Openers - Plenty of room for Mower, Lawn Equipment and Storage Tubs - Roof is 12 years old, HVAC Unit is 8 years old. Oversized Lot is 0.28 of an Acre - plenty of space to add Swimming Pool, and/or RV Parking. This Home is just minutes from Old Hickory Lake, Cedar Creek Marina, Freedom Boat Club, Scoreboard Restaurant, Live Entertainment, Grocery Shopping, Gas, Dining, plus Top-Rated Schools in Mt. Juliet - AND 15 Minutes to the BNA Airport or Downtown Nashville. Home is Very Cozy... Very Clean... Very Loved by all who've entered... and Move-in Ready! Whether you’re a first time Buyer or starting a new chapter, 1041 Cedar Creek Village Road is truly a must-see! Also - For added convenience, School Bus picks up and drops off right there in front of house at the Corner of Cedar Creek Village Road & Allison Court M-F - Bench is on left just for that purpose! Existing Loan is an Assumable Loan - subject to Buyer's approval.
Source: REALTRACS #2993940
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.