1041 Connie Dr Gallatin, TN 37066
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About this home
Designed and crafted by White Horse Construction, this beautiful 4-bedroom, 3-bath home with Master on the Main Level sits proudly on a spacious corner lot and offers a lifestyle of comfort, style, and versatility. The open-concept layout is bright and inviting, with a sunlit upstairs living room that flows seamlessly into a stunning kitchen and dining area—perfect for cozy fireside dinners or lively gatherings. Step outside to your own private paradise: a fenced backyard with a deck ideal for grilling, a fire pit for evening chats, and a converted garage studio/mancave ready for hobbies, workouts, or creative projects. The master suite is a true retreat, boasting a walk-in closet with its own washer/dryer hookup and a spa-inspired bathroom with a soaking tub and custom shower. Downstairs, a spacious family room with a fireplace offers the perfect spot for movie nights, a home office, or a workout space. A secondary primary suite adds flexibility for guests or multigenerational living. Whether you’re enjoying quiet mornings on the deck or hosting weekend BBQs, this home blends modern function with laid-back charm. Every detail has been thoughtfully designed to make daily living feel easy and enjoyable. Best of all, you’re just minutes from the lake and nearby boat ramps—perfect for spontaneous water adventures or relaxing weekends. Bring your boat or jet skis and embrace the lifestyle. After a day on the lake, come home, fire up the grill, and savor the kind of evenings that turn a beautifully built house into your forever home.
Source: REALTRACS #3015039
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.