10420 Langham Dr Waco, TX 76708
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About this home
Discover your dream home with a beautiful backyard designed for ultimate relaxation and entertaining. Step inside to find a spacious 5 bedroom home with large living areas, including a dedicated media or game room and a private office, providing ample space for all your needs. This home seamlessly blends comfort, style, and functionality. As you enter the foyer your eyes will glaze into the formal dining room with architectural and sophisticated designed columns. To the right of the foyer you will find a well sized office with a sleek design which meets functional elegance. A custom staircase gracefully combines warm natural materials with elegant metalwork which will lead you upstairs to find 4 spacious bedrooms , 2 full baths and a bonus room. One upstairs bedroom host its very on suite full bath. All rooms have large walk in closets. Down stairs a luxurious master bedroom complete with a cozy reading nook and a gorgeous master bathroom featuring a relaxing garden tub ,large walk in shower, and double vanities. Enjoy your expansive kitchen upgraded granite counter tops, center island with sink, eat at bar top, and open floor plan concept. Spacious Living area with cozy wood burning fireplace. $31,000 in Outdoor upgrades include a 28 X15 pool, hot tub with addition wooden deck for plenty of outdoor living space. Large work shop with electric ,build in shelves for additional storage space. Sprinkler system thru out. New roof 2023. The true highlight of this property is the incredible outdoor retreat. Float inside the refreshing pool, then unwind in the luxurious hot tub. The expansive wooden deck offers the perfect setting for al fresco dining and gatherings, all within a beautifully landscaped and private backyard. Enjoy peace of mind with upgraded gutters. This home seamlessly blends comfort, style, and functionality, creating an ideal sanctuary for families and entertainers alike. Don't miss the opportunity to make this exceptional property yours!
Source: NTREIS #21051233
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.