1044 Hutchings Mountain Rd Rockmart, GA 30153
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About this home
Welcome to 1044 Hutchings Mountain Road—a luxury retreat in Rockmart, Georgia, offering the rare combination of upscale living and private acreage. Spanning 6,911 square feet, this stunning estate sits on 31 secluded acres, including a 20-acre fenced pasture with a barn, all surrounded by pristine woods. Designed to embrace natural light and the beauty of the outdoors, this home features floor-to-ceiling windows throughout, bathing each space in warmth and tranquility. Inside, enjoy a sunken formal living room, elegant formal dining room, and a truly grand open-concept kitchen and family room—over 1,100 square feet of entertaining space. The gourmet kitchen is outfitted with all-new stainless steel KitchenAid appliances, while the family room boasts pine hardwood floors, 13-foot vaulted ceilings, a striking rock fireplace with gas starter, and built-in cabinets and desk space. The primary suite is on the main floor, offering convenience and comfort. With 6 bedrooms (or 5 plus a private office), 4.5 bathrooms, and dual staircases—including a formal stairwell and a hidden behind-the-door entry to the basement—this home is filled with thoughtful details. Outside, relax in your inground pool, unwind in the steam shower off the bar room, or take in the views from the enclosed porch and sun deck. A 4-car garage completes this incredible offering. Set off a quiet country road, this estate offers peace, space, and luxury like no other. This is more than a home—it’s a lifestyle.
Source: FMLS #7625464
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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