10443 Gulf Beach Hwy Apt 1 Unit 1 Pensacola, FL 32507
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About this home
SELLER TO CONTRIBUTE TO RATE BUYDOWN! Discover the ultimate waterfront living experience in this beautiful 2-bedroom, 2.5-bathroom townhome, perfectly situated along the serene shores of Grand Lagoon and the National Seashore. With breathtaking views and direct access to the water, this property offers a unique combination of comfort and luxury. As you enter, you'll be captivated by the open-concept design that seamlessly blends the living, dining, and kitchen areas, with windows that flood the space with natural light and a gorgeous waterview. The kitchen features modern appliances, sleek countertops, and once again a spectacular view – ideal for both culinary enthusiasts and casual gatherings. Step outside onto your private balcony, where you can enjoy morning coffee as you watch the sunrise over the water or unwind during the evenings with stunning sunsets. The living room boasts a cozy electric fireplace that overlooks the water. The master suite offers an oasis of tranquility with its breathtaking water views. The additional bedroom provides ample space for family or guests. Enjoy the convenience of low-maintenance living on the water with your own private beach! Additionally, your private dock allows for kayaking, paddleboarding, or simply soaking up the sun. Located just minutes from vibrant restaurants, shops, and a public boat ramp, this waterfront townhome is the perfect blend of leisure and lifestyle. Embrace the serene waterfront lifestyle you've always dreamed of – schedule your private showing today! Do not forget to check out the video under the virtual tour to see all the outdoor beauty this home has to offer.
Source: PENSACOLA #662056
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.