1045 Lexi Ct Ladson, SC 29456
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About this home
MOTIVATED SELLER - Newly updated and MOVE-IN ready 3-bed, 2.5-bath townhome located in the highly sought after Dorchester 2 school district! Centrally located just minutes from shops, restaurants and more. This property offers comfort and style at an affordable price.Step inside and be greeted by a bright and open living space. LVP flooring and fresh professional paint throughout making it a quick turn-key option. The kitchen is a standout with freshly painted cabinets, sleek quartz countertops, and a peninsula perfect for dining or entertaining. Natural light pours in through the sliding glass door, leading to your fully fenced backyard with a private covered patio, ideal for relaxing after a long day. The spacious primary suite features its own ensuite bathroom and walk-in closet.If you're looking for a move-in ready townhome at a great price with easy maintenance centrally located in a quiet community and great school district then this is the one! HOA covers lawn care (outside fenced areas), roof repair and replacement, termite bond, road maintenance, and even annual pressure washing. Schedule your private showing today and come see how effortlessly this townhome could become your new home. **Ask about 1% lower interest at no cost to buyer with use of preferred lender**
Source: CTAR #25023160
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.